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Non-Interest-Bearing Accounts

Free Checking*

An outstanding account that allows you to write unlimited checks - with absolutely no service charge!
  • $100 minimum balance to open
  • No monthly fees
  • No minimum balance to maintain
  • Unlimited check writing
  • Monthly statement with images of your checks or e-mail statement available
  • Free statement binder
  • First order of checks free

*Insufficient Funds (NSF), etc. will be charged according to Merchants Bank of Alabama fee schedule.

Club Accounts

The Club

For just an $8 monthly membership fee, this account includes checking and many other services!
  • $100 minimum balance to open
  • No monthly minimum balance requirement
  • Unlimited check writing
  • Free wallet logo checks
  • Interest discount on installment loans
  • No service fee for traveler’s checks or cashiers checks
  • 10% discount on safe deposit boxes
  • Insurance benefits for accidental death
  • Many more money and time-saving benefits

The Club Plus

For just an $10 monthly membership fee, you get all The Club benefits plus higher insurance benefits, shopping discounts and more!
  • $100 minimum balance to open
  • No minimum balance requirement
  • Unlimited check writing
  • Free wallet logo checks
  • Interest discount on installment loans
  • No service fee for traveler’s checks or cashiers checks
  • 10% discount on safe deposit boxes
  • Significant insurance benefits for accidental death
  • Safe deposit and home inventory logs
  • Discount eyewear and Shopper’s Advantage
  • Many more money and time-saving benefits!

 

Each depositor insured to at least $250,000. This is in effect through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except IRAs and other certain retirement accounts, which will remain at $250,000 per depositor.

 

   Copyright 2010 Merchants Bank of Alabama.
900 Second Ave SW Cullman, AL 35055
(256) 734-8110 or 1-800-840-4458
Website by FIS.