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Non-Interest-Bearing Accounts

Freedom Checking*

  • $100 minimum balance to open
  • No monthly fees
  • No monthly minimum balance
  • Unlimited check writing
  • Monthly statement with images of your checks or e-statement available
  • Free statement binder

Club Accounts

The Club

  • $100 minimum balance to open
  • $8.00 monthly maintenance charge
  • No monthly minimum balance
  • Unlimited check writing
  • Free personal bank logo checks 
  • No fee for traveler’s checks or cashiers checks
  • 10% discount on safe deposit boxes
  • ***Accidental death insurance benefit
  • Entertainment savers guide and cash back member rewards

The Club Plus

  • $100 minimum balance to open
  • $10.00 monthly maintenance charge
  • No monthly minimum balance
  • Unlimited check writing
  • Free personal bank logo checks 
  • No fee for traveler’s checks or cashiers checks
  • 10% discount on safe deposit boxes
  • ***Accidental death insurance benefit
  • Entertainment savers guide and cash back member rewards 

 

FREE

Internet Banking
Bill Payer

Mobile Banking

(Data Rates may apply)

E-Statement

Debit Card

 

***NOT FDIC INSURED

***NOT BANK GUARANTEED

***MAY LOSE VALUE

***NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

***NOT A BANK DEPOSIT

 

 

 
Each depositor insured to at least $250,000 by the FDIC.

 

 

 

 

 

 

 

 

   Copyright 2013 Merchants Bank of Alabama.
900 Second Ave SW Cullman, AL 35055
(256) 734-8110 or 1-800-840-4458