Personal Loans

An easy way to get the money you need at a great rate.
  • Use for unexpected expenses or major purchases like autos, boats, etc.
  • Affordable repayment plans
  • Personal Line of Credit
  • Overdraft Protection Line of Credit

Commercial Loans

Whether you're just starting or expanding a business we can help.
  • A variety of loan plans available with repayment terms designed to suit the needs of your business
  • Loans available from short-term needs to long term business expansion

Real Estate Loans

Make your dream home a reality!
  • Traditional Real Estate Loans
  • Construction Loans
  • First and Second Mortgage Loans
  • Home Improvement Loans
  • Home Equity Credit Lines



Mortgage Loan Originators

Loan Officer  NMLS ID #
LaRue Brock 543346
Wanda Folds 543349
Debbie Garrison 543350
Steven R. Glasscock 543351
William H. Harding 1095320
Don W. Hubbard 543352
Michelle S. Kimbrough 543353
Eric C. Laney 543354
Angie Lanier 543355
Charles R. NeSmith 543356
Maxine Ray 543357
Raymond A. Williams 543359
Ross West 1139205


   Copyright 2013 Merchants Bank of Alabama.
900 Second Ave SW Cullman, AL 35055
(256) 734-8110 or 1-800-840-4458