About Us


At Merchants Bank of Alabama, we have over a century of history providing our customers with unsurpassed service.  We provide products and services to meet every customers need. Whether you are opening your first checking or savings account or starting your first business. We also offer programs that have special benefits with membership.

Mission Statement

The Mission of Merchants Bank of Alabama is to provide high quality financial products and to promote stability and economic growth within the community. This focus will facilitate long term growth and enhanced profitability, which will benefit our customers, employees, and shareholders. Merchants Bank of Alabama has been providing quality customer service since 1907. We firmly believe that we can best meet the unique needs of our community by remaining a locally owned, independent, community bank.

The Operating Values of Merchants Bank

  • To believe the Customer is the reason for this business. This will be the guiding principle in all the bank's actions.
  • To have the utmost integrity in all dealings with our customers and community.
  • To have an environment that welcomes employee involvement, rewards creative solutions, enhances employee learning and achievement, and is boundaryless in its structures.
  • To commit the necessary financial and human resources to continuously enhance the quality of life in the markets we serve.
  • To provide a level of service that exceeds the customer's expectations, always.

The Vision Of Merchants Bank of Alabama

To Be The Community Bank Of Choice.

   Copyright 2013 Merchants Bank of Alabama.
900 Second Ave SW Cullman, AL 35055
(256) 734-8110 or 1-800-840-4458